Thinking of Selling? Think Ahead!

Written by Angus on December 16th, 2010

We’ve  kept our Brighton Ridge house well maintained;

We’ve fixed things, painted, finished the basement, built out additional closet space, put granite in the kitchen, replaced the appliances etc…

But, in early 2009 we sat down and thought about what we would have to do if we wanted to sell, especially in a slow real estate market. What could we do that would maximize the $ and minimize the time on the market.

Our house was built in 1988, which doesn’t make it old… but does make some of the parts “ancient”. Our two furnaces and two air conditioners are original and while they work fine, at that age they are sure to raise some eyebrows. The water heaters were both replaced in 1998 when we moved in, they haven’t given us a lick of trouble but they are near the end of their life. We had too much wallpaper, we had a hole in the wall, our last dog had scratched the heck out of some of the woodwork, our three boys had wreaked havoc on the walls and floors of the finished basement, the Andersen Window crank housings had cracked and the wood sills had dried up.

Needless to say… we felt overwhelmed.

Kitchen with new fridge, door pulls and new Travertine backsplash - Cabinets "refreshed" - wallpaper removed - clutter gone

Lisa started with the kitchen wallpaper, she removed all of it and she and (our son) Trevor repainted the kitchen in a soft green. Lisa also wiped the cabinets with a light stain to refresh them and replaced the handles. We were going through Costco one day and they had a stainless Whirlpool french door refrigerator for less than $1000, so we bought it (great deal!)

New french door fridge, new handles on cabinets, wallpaper removed and freshly painted
I ordered all new window cranks and Andersen crank housings on the internet, I removed the old ones, lightly sanded the sills (where needed) applied new stain and polyurethane and installed the new plastic housings. While the windows didn’t look new they looked great; fresh, clean and healthy.

Former Teenager bedroom redone - New paint and refreshed woodwork - window sashes refreshed

We took the old teenagers dark bedroom, repainted in light tones and made it into a real guest room.

I repaired some walls in the basement and repainted.

Repaired holes in basement walls - repainted where needed - boxed up old toys - decluttered

The above items (except the fridge) didn’t cost much but they were things that we were able to enjoy at a minimal cost and do ourselves.

Former teenagers room goes from almost black to bright
What we really paid for:

The bathrooms were big upgrades and we hired someone to fix the hole in the wall and re-paper it, we also hired painters for a few rooms and did some touch up ourselves. We had Rob from Exploring Flooring come out and he replaced the carpet in the basement, the den and the family room.

We also had Bill Bassetto “Bassetto Builders“ (he did a lot of the bathroom work) fix a hole in the garage door and relevel the paver sidewalk. Bill has been a Custom Home Builder in Naperville for years.

And then when we finally made the decision to move… we hired Janet Kidston from Inspired to Sell™ in Naperville to stage our house to sell

 

New first floor bath - wallpaper removed - new tile - new cabinet with granite (from Costco) staged By Janet Kidston

And don’t forget to download our free e-book “450 ideas to help your home sell faster” 

 

Changes in Foreclosure Laws for Veterans Coming?

Written by Angus on November 21st, 2010

Veterans Benefits - Changes in foreclosure laws coming?Guest Post

Changes in foreclosure laws proposed by Congress may still give America’s veterans something to look forward to, even as Veteran’s Day has come and gone.

In late September, two members of the U.S. House Representatives pitched a bipartisan bill aimed at reducing homelessness among veterans by curbing VA loan foreclosures. Then-Rep. John Boozman of Arkansas and Rep. Tim Walz (DFL-Minn.) introduced the bill on September 22, and two days later it was referred to the Subcommittee on Economic Opportunity, where it remains today. Whereas Walz was re-elected to Congress in early November, Boozman was successful in his campaign for the United States Senate, winning the seat previously held by Blanche Lincoln. This may help the bill, since it will now have a sponsor in each chamber of Congress.

The bill, The Veterans’ Homelessness Prevention and Early Warning Act of 2010, applies to veterans who meet the VA home loan requirements. It requires the Department of Veterans Affairs to take early action when VA loan borrowers face foreclosure; within seven days of a VA loan going into default, the VA must alert homelessness case managers.
Then, it’s up to the VA to make sure the case manager plans for and finds alternative housing in case a veteran loses his or her home. Within six months of the bill’s enactment—should it pass—the VA must create and submit a plan of action. The VA then has a year from the date of enactment to follow the act’s mandates.

About 1,000 veterans in Chicago are homeless according to Volunteers of America, a private not-for-profit organization. Nationwide there are about 130,000 homeless veterans, according to the VA. Now is the time for citizens, volunteers, fellow military personnel and veterans to encourage their members of Congress to support this legislation. Veterans should not be forced to live on the streets after bravely serving our country; they deserve to be able to find a home in Chicago.

Sadly, default among VA Home Loans has increased. In 2007 there were 8,113 foreclosures in the VA loan program; in 2009 that figure crept to 15,145. If Boozman and Walz’s legislation passes, then many of Chicago’s veterans would have a safeguard against default and possible homelessness.

On top of several financial benefits, the VA Home Loan program already comes with some resources to avoid default, but this legislation offers further buttresses against VA loan foreclosures.

“Homelessness is a series problem amongst our nation’s veterans,” Sen.-elect Boozman told Arkansas RealEstateRama. “This simple coordination can ensure that our veterans have access to the assistance they need to confront the challenges of the current economic environment.”

James Kelley blogs on veteran’s issues and real estate across the United States at VA Benefit Blog . He also works for VAMC, proudly serving American military families as the nation’s premier VA lender.

 

Updating the house – The Master Bath

Written by Angus on September 9th, 2010

We had one of those 80′s style master baths. Shiny white tile and a cavernous space:

Original Master Bath- 925 Burgess Hill Rd - Brighton Ridge Naperville IL

Original Master Bath- 925 Burgess Hill Rd - Brighton Ridge Naperville IL

We were walking through the Naperville Home Depot one day (working on other projects) when we were approached by someone asking if we would like a free estimate on bathroom remodeling. We said “sure!” and they sent someone out.

The guys were nice and presented themselves well, but threw “ballpark numbers” at us to gauge our interest. We were resistant to this method and asked for a firmer “estimate” the guys promised to get back to us. A week later, we called them and were told that they didn’t realize that they hadn’t gotten back to us, he promised to get back to us that afternoon. Another week later we got a referral for a real contractor through a friend at Edward Health and Fitness.

Bill Bassetto, Bassetto Builders (630) 220-0802 came out to see us right away. He grasped that we were looking for ways to save a few dollars, kind of like on HGTV when the homeowner participates to some degree.

Bill gave us all sorts of great tips and ideas, made suggestions and gave us quotes quickly.

Original Master Bath- 925 Burgess Hill Rd - Brighton Ridge Naperville IL

 

New Master Bath- 925 Burgess Hill Rd - Brighton Ridge Naperville IL

He suggested that we use Travertine tile as it can be reasonably priced and has an upscale feel. He suggested doing some heavy duty shopping as we would need almost 900 sq ft for the Master Bath and another 450 for the hall bath.

We visited the local tile shops and found the best price to be around $7.99 a square foot before we got his contractor discount. We were in Home Depot (yes, again!) and spotted 18″ Travertine tiles for $2.99 a sq ft, we went through all the boxes picking out the best and bought 20 boxes. Each of them weighed in at about 55 lbs and let me tell you.. my car and back were not happy. We backed up to the house and schlepped each of those boxes up the stairs to be ready for the work to begin.

The next day…. we were at Menards and noticed Travertine tile that was even nicer, but it was only $1.99 a sq ft. So we went through the boxes, loaded 20 of them on a cart, paid for them, loaded them into my poor car, carried them upstairs and stacked them nicely. Then we reversed the process to Home Depot and returned the 20 we bought from them.

We proceeded to clean out the Naperville, Plainfield and Bolingbrook Menards to complete our project.

Bill also suggested heating the master bathroom floors, he said he’s never had anyone regret it. He was right. The materials were less than $800.00 and we enjoyed it from day one.

Bill also asked if we would like him to raise our cabinets (a resounding yes!) and he built a new base for them.

I suspected that there was dead space behind the shower in the master and asked Bill to expand the original space if possible, he was able to double the size, he relocated the plumbing, put in two shower heads and added a bench:

New Master Shower - 925 Burgess Hill Rd - Brighton Ridge Naperville IL

Our total cost on the project was around $11,000, which is significantly different than the ballpark of 20,000 to 25,000 from Home Depot (and that didn’t include some of the extras)

Was it worth it?  We’ll know soon enough, in the meantime… we’ve been enjoying it.

 

Home Stager – Designer

Written by Angus on August 5th, 2010

I am an Accredited Staging Professional (ASP) but that doesn’t make me a great Home Stager.

I’ve got thoughts… tips and tricks and over 21 years of experience in real estate… I’ve got a pretty good idea of what works.  But my eye for design would never get me on HGTV.  You really need one of those people that can take what you have and build on it… enhance it.

Before

 

After

We hired Janet Kidston of Inspired to Sell™ in Naperville this year to help us get our house ready for wedding guests.  Wow! I didn’t realize that we had such nice stuff.  Janet thinks about the little things in the big picture. In addition to helping us rearrange (stage) the home, Janet had us thinking about guest toiletries, breakfast, coffee service, towels and more.  She also became our personal shopper helping us enhance the positives and minimize any negatives.  This not only made our home more enjoyable, but decreased the usual pandemonium that ensues when I cook Eggs Benedict for 22 people.

What we couldn’t get on loan from Janet, she went and bought for us.  Not only does she recognize what you need, she knows where to get it at a very good price.

Janet has become our defacto expert whenever we have questions or thoughts about doing things in our own home.  If Lisa and I disagree on something, we “ask Janet” and get some great ideas and feedback.  Janet is innovative, cost efficient and wonderful to work with.

We “ask Janet” and you can too:

Janet Kidston, Inspired to Sell™ 630-399-1484

 

Walk Friendly Homes in Naperville?

Written by Angus on July 23rd, 2010

 Lisa and I love to walk. One of the things that we love about Naperville is that there are many places and neighborhoods that are walkable. Here are the homes available in Naperville, ranked by their “walkability” score starting with the highest (best) score as ranked by walkscore.com:

Showing properties 1 - 5 of 500+. See more city of Naperville real estate.
(all data current as of 2/22/2012)

  1. 2 beds, 2 full, 2 part baths
    Home size: 2,300 sq ft
    Lot size: 1,900 sq ft
    Year built: 2002
    Parking spots: 2
    Days on market: 50
    Walk Score®: 92
    Broker reciprocity icon
  2. 2 beds, 2 full, 2 part baths
    Home size: 2,110 sq ft
    Year built: 2003
    Parking spots: 2
    Days on market: 446
    Walk Score®: 92
    Broker reciprocity icon
  3. 2 beds, 2 full baths
    Home size: 1,192 sq ft
    Year built: 1986
    Parking spots: 1
    Days on market: 26
    Walk Score®: 91
    Broker reciprocity icon
  4. 2 beds, 2 full baths
    Home size: 1,192 sq ft
    Year built: 1986
    Parking spots: 2
    Days on market: 84
    Walk Score®: 91
    Broker reciprocity icon
  5. 4 beds, 3 full, 1 part baths
    Home size: 4,000 sq ft
    Lot size: 8,400 sq ft
    Year built: 2011
    Parking spots: 3
    Days on market: 443
    Walk Score®: 88
    Broker reciprocity icon

Listing information deemed reliable but not guaranteed. Read full disclaimer.

 

About Food, Not Naperville Real Estate

Written by Angus on July 22nd, 2010

Well, several years ago I was trying to write about some of my favorite restaurants here.  With the popularity of Yelp, a community of other people who like to eat, it seems to make sense to post my restaurant experiences there.

 

While it’s not really real estate related, it IS something I enjoy

 

Veterans coming home

Written by Angus on June 30th, 2010

Veterans coming home, VA benefits in Chicago's western suburbs - Naperville real estateGuest Post

If you are an active duty service member coming back from abroad, there is no better feeling than to have a place to call home. And if you don’t have one yet, now is the time to start looking – if you buy a home within the next year, you can receive an $8,000 tax credit. Coupled with a loan backed by the  VA home loan gauranty program, this tax credit presents a great opportunity for veterans to save bundles when purchasing that first home.

To qualify, veterans have until April 30, 2011 to buy a home or enter into a binding contract, and all sales must be closed by June 30, 2011. These deadline dates, according to the Internal Revenue Service are specifically for military service members, intelligence community personnel, and foreign service employees. Military buyers must also have spent 90 days on active duty outside of the U.S. between January 1, 2009 and April 30, 2010 to qualify, unless medical issues did not allow for completion of time abroad.

Also, the tax credit is mainly for first-time homebuyers (buying their first primary residence within the last three years), as only they can receive the full $8,000 credit. And with VA mortgage foreclosures at a new two year low, military families who meet certain criteria can rest assured they will be able to find a home and stay in it. Long-time residents (have owned and lived in the same home for five consecutive years) can buy and still qualify for up to $6,500. Other basic restrictions include… 

  • Home prices cannot exceed $800,000
  • Single-filers’ income must be less than $125,000 to qualify for the full credit, and less than $145,000 to qualify for any credit
  • Joint-filers’ income must be less than $225,000 to qualify for the full credit

If you qualify, start looking now so the deadline does not pass you by – there’s no reason not to save! 

James Kelley blogs on veteran’s issues and real estate across the United States at VA Benefit Blog . He also works for VAMC, proudly serving American military families as the nation’s premier VA lender.

 

Golf Course Communities in the Naperville Area

Written by Angus on June 29th, 2010

Three top golf course communities in the Naperville Area... Stonebridge, White Eagle and Cress CreekHere are three upscale private golf course communities in Naperville and Aurora, they are significantly different from each other while remaining lovely, vibrant and unique

The White Eagle Club is a 27 hole Arnold Palmer designed “links” styled course. The course was started in 1985. Featuring a beautiful clubhouse with full amenities. In addition to the country club, White Eagle also has a separate Owners Club for the neighborhood (Pool, Tennis etc…)

Cress Creek was started in 1963, the course was designed by Ron Prichard and a new clubhouse was built several years ago. The neighborhood has been ripe for renovation and new construction. With it’s convenient north side location, Cress Creek is a desirable destination for the country club lifestyle.

Stonebridge is located just off of I 88/Eola Road interchange in the DuPage portion of Aurora. Close to the Metra Station and shopping this neighborhood is exquisitly located. The course was designed by Tom Fazio and has been host to the Senior Open and LPGA events.  A private club with a terrific clubhouse, Stonebridge is a delight.

 

I’ve got books about Naperville

Written by Angus on June 20th, 2010

I have several copies of the book “A View of Historic Naperville from the Sky-Lines” By Genevieve Towsley. I purchased them with good intentions of giving them out, but I haven’t.

These are nice hardcover books that are “A collection of articles of historic significance” the collection is from the old Naperville Sun (before it was ruined). They make a nice coffee table book and I would be happy to pass off my extra copies (free!) to any locals that might be interested. Call, e-mail me or use a contact form and I’ll drop one off. Comments are welcome, but you may want to keep your personal information… personal.

I will comment below if I run out

 

Naperville Library takes first place again!

Written by Angus on April 27th, 2010

Green Eggs and Ham at the Naperville Library on 95th streetThe Naperville Public Library is tops again!

With over 8,000 Libraries being ranked… for the 10nth year in a row… Naperville been ranked the #1 library in it’s class (population between 100,000 and 249,999)

Personally, I love the library. It’s easy to find anything you need online, you can reserve books and manage your account with ease. E-mail reminders are a blessing and the terminals in the library make check out a breeze.

If you want personal help; the staff is friendly, dedicated and knowledgeable.

The library features three branches to serve the spread-out town, the main branch in Downtown Naperville (Nichols), the Naper Blvd branch and my favorite; (pictured) the 95th street branch. The Nichols library’s parking lot can get qet full at times but there is ample parking at the other two.

The fact the they feature some Dr Seuss statues makes them that much cooler.

 
The data relating to real estate for sale on this web site comes in part from the Broker ReciprocitySM Program of MRED. All real estate listings are marked with the Broker ReciprocitySM logo or the MRED Broker ReciprocitySM thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.

The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision.

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